Lifetime Income Planning

Latest Winter 2018 Quarterly Newsletter This issues includes reflections from Brian Jones, CFP, on recent market volatility as he draws parallels to the most recent Super Bowl. Kevin Donovan, CFA, discusses how market losses can be tough but in general the market produces positive returns. Mark your calendars for our annual Shredding Event on May 18th and read about which documents to keep versus shred. Lastly, we share the recent Washingtonian Magazine article that quoted Jessica Ness, CFP, and her advice for handling children's allowance. January 2018 Audio Update In our first podcast of 2018, join us as David Greene, Kevin Donovan, Jessica Ness and Brian Jones share their thoughts on what worked in 2017, what to expect in the markets in 2018 as well as an update on the new tax bill just passed by Congress. Newsletter & Podcast Archive

Noted author William A. Ward once said, "There are four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently."

When it comes to planning for retirement income, Ward's words of wisdom speak volumes.

The purpose of planning is to not outlive your retirement income so you can live comfortably in retirement. Being prepared means having a tactical plan in place that will ensure you have the income you need in retirement. Being positive is key as you approach retirement. Panicking over short-term market volatility can lead to losing perspective. Our goal is to provide retirement income without having to liquidate volatile assets at an inappropriate time. And finally, being persistent is vital. You know the purpose and have a plan in place. Keeping your sights set on the big picture goal is imperative.

There are four vital aspects of Retirement Income Planning that the professionals of CJM Wealth Advisers, Ltd. will manage for you:

  • Asset Management and Lifetime Income Planning
  • Cash Flow Management
  • Deferred Income Planning
  • Pension Plan Distribution Review